Privacy Policy
1. Who We Are
M&M Leads Solutions (“we”, “us”) provides workers’ compensation insurance leads for contractors in California to licensed insurance brokers. Our service is accessible via https://leads.mandm.business. Welcome to our Privacy Policy.
2. Information We Collect
From Brokers (Customers):
- Identity Data: Name, business email, phone number
- Transaction Data: Payment details (processed via PCI-compliant gateways)
- Technical Data: IP address, browser type, device information
From Contractors (Leads):
- Business Data: Company name, trade type, employee count
- Insurance Data: Loss runs, prior coverage details (publicly sourced)
- Contact Data: Business phone/email (collected via opt-in forms)
3. How We Use Information
| Data Type | Purpose | Legal Basis |
|---|---|---|
| Broker Contact Info | Lead delivery, invoicing, support | Contractual necessity |
| Contractor Lead Data | Fulfilling broker purchases | Legitimate interest |
| Technical Data | Site security, fraud prevention | Legal compliance |
4. Data Sharing & Disclosure
We only share data under these circumstances:
- With Brokers: Contractor lead information upon purchase
- Service Providers: Payment processors (Stripe, PayPal) and cloud hosting
- Legal Obligations: When required by California insurance regulations
We never sell personal data to third parties.
5. Data Security
We implement:
- AES-256 encryption for all stored data
- Annual penetration testing
- Strict access controls (role-based permissions)
6. Your Rights (CCPA/CPRA)
California residents may:
- Request access to their personal data
- Demand deletion of non-essential data
- Opt-out of marketing communications
Submit requests to: leads@mandm.business
7. Policy Updates
We notify users of material changes via email 30 days prior to implementation.
8. Contact Us
Questions? Contact our Data Protection Officer:
Email: leads@mandm.business
Phone: +1 (619) 324-9974
Last Updated: June 2, 2025